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With the low prices on real estate these days Texans Jadeveon Clowney Jersey , acquiring a piece of real property as an investment sounds very attractive. These could be sold at a hefty profit later when prices go back up. A 20-percent down payment for a house and lot has now become readily affordable to an ordinary middle-income employee; but anything above that would still be making a dent to an ordinary employee's simple lifestyle, and would probably require some help ? maybe a bank loan ? to finance such a major investment. A bank loan on the balance of the amount for the property, unfortunately, bloats because on top of the interest there are other charges; this is precisely what makes the 'lending business? so attractive to banks. To avoid having to pay these ominous charges, most buyers resort to looking for properties that offer owner financing.


The classified ads and some specialized websites offer real estate properties up for sale on an owner-financed basis. These are easy to spot as they would usually have the words ?owner-financed Texans Lamar Miller Jersey ,? ?owner will carry,? 'seller financing? or 'seller carry-back financing? attached to the advertisement. What these phrases explicitly tell the buyer is that the ownerseller is willing to shoulder part of the amount they are asking for the property.


For the buyer, availing of owner financing is really a very inviting and simple alternative to going to the bank or any other lending institution for a loan. Before the seller accepts the buyer's earnest money andor down payment, there will be a credit investigation (or ?CI,? for short) to check the buyer's paying capability for the balance. If the buyer could give the seller a proof of employment record that says he has a stable job and he is in good credit standing Texans DeAndre Hopkins Jersey , the seller will have confidence that there is a big chance there will be no default on the loan.


When the seller is assured of the integrity of the buyer, the seller would willingly take the offered down payment from the buyer, and then both will draw a contract for an owner-financing for the monthly mortgage payment. This way, the buyer wins because, even with a bigger interest slapped on the principal loan Texans J.J. Watt Jersey , monthly payment would be more lenient and affordable than the rigid ones imposed by banks. On the other hand, the seller also wins because his property is finally sold sooner and he does not have to put up the for-sale sign and wait any longer; he could impose a higher interest rate on the balance, and he does not have to pay government taxes already on a sale that has not been closed or fully paid.


Don?t Ever Think You Can?t Be a Victim ECommerce Articles | August 10, 2012

A violent Crime every 17 seconds!? A woman raped every 45 seconds in the United States!? One in every four women will experience domestic violence in their lifetime. 15% of domestic violence victims are men.



A violent Crime every 17 seconds!? A woman raped every 45 seconds in the United States!? One in every four women will experience domestic violence in their lifetime. 15% of domestic violence victims are men.


Police Officers, the military and a few select civilians are trained to carry and use firearms. These fine people are trained to recognize the need for lethal intervention and when required will not hesitate. This training and lack of hesitation is what keeps them safe Texans Cullen Gillaspia Jersey , but carries a heavy burden when used. The killing of another human being is not something that is easy to live with. For that reason non-lethal defense weapons are legal in all states. Not all weapons are legal in every state, but every state has some form of non-lethal defense weapon legal for the average citizen. These weapons consist of TASERS?, Stun Guns, and variants of Pepper Spray or MACE?.?


According to the Bureau of Justice Statistics some crime is declining, but these numbers change from day to day and city to city. Economy Texans Kahale Warring Jersey , environment and weather, as well as personal situations all have an effect. Some of these statistics are as follows:


·???????? 17 out of every 1000 people will be involved in a violent crime.


·???????? 124 out of every 1000 households will incur a property crime.


·???????? 1.4 of every 1000 violent crimes (8%) will include a firearm.


·???????? 70% of all violent crimes against women were committed by a known offender, 26% by an intimate offender.


·???????? 45% of all violent crimes against men were committed by a known offender, 5% by an intimate offender.


·???????? Approximately 40% of violent crimes were reported to police, and 50% of property crimes were reported to police.


Everybody is a possible victim Texans Max Scharping Jersey , whether you are a man, woman or child. You can be abducted, beaten, raped or robbed inside your home, workplace on the street or in your car. If this shocks you Texans Lonnie Johnson Jersey , good, because everybody should know that they could be a victim. Most of us take normal precautions to secure our home, and when we travel outside of our house. We lock our doors, don?t talk to strangers, and keep in contact with friends and relatives. Somehow that isn?t always enough. Arming every citizen and giving them a ?carry permit? is not the answer either. The average adult does not want to bring lethal harm on another individual. Even in a fit of rage an untrained person will hesitate before firing a weapon at an attacker. Weapons in untrained hands can be more dangerous than no weapon at all.


What do we do? First and foremost is to prevent the crime from happening. Secondly we must report all crimes Texans Tytus Howard Jersey , remembering you were the victim, so you have nothing to be ashamed of. Reporting all crimes give the law enforcement agencies a better data base to work from. Also with more crimes reported, more funding will be available for increases in Police Officers and the tools they need. Finally carry a weapon that can be used w. Wholesale Air Jordan Shoes Cheap Nike Shoes Cheap Air Max Flyknit Cheap Nike Air Max 2018 Cheap Air Max 90 Premium Wholesale Air Max Womens Wholesale Mens Air Max Cheap Air Max 270 Kids Air Jordan 12 For Sale Air Max 2017 Clearance